Perks of Using a CUA Holiday Loan
1. Lower Interest Rates – Credit unions typically offer lower rates than credit cards or payday loans, helping you save money.
2. Flexible Terms – Choose repayment options that fit your budget and timeline.
3. Quick & Easy Access – Get funds fast for gifts, travel, or holiday expenses with a simple application process.
4. Fixed Payments – Enjoy predictable monthly payments that make budgeting easier.
5. No Hidden Fees – Transparent terms and member-focused service mean no surprises.
6. Build or Improve Credit – On-time payments can strengthen your credit history.
7. Member-First Service – Personalized support and guidance from people who genuinely care about your financial wellness.
Helpful Professionals
Always Ready to Lend a Hand
Digital Banking
Take Care of Your Finances — Without Taking Time Off
-
View your balance anytime
-
Transfer funds between accounts
-
Set up automatic payments
Easy Access in Every State
We work with MoneyPass®, STAR®, and CO-OP®, so you can keep your money close — no matter where your travels take you.
Around the Corner
Use thousands of ATMs to check your balance, withdraw cash, and more.
Across the country
Get real answers from real people, thanks to our credit union partners.
Scam/Fraud Alert
Credit Union of Atlanta is reminding members to stay alert for scam calls, texts, and emails pretending to be from the credit union or other financial institutions.
Remember:
- We will never ask for your online banking password, full card number, or PIN by phone, text, or email.
- If you receive a suspicious message or call, do not respond or click any links.
- Contact us directly at 404-658-6465 or visit cuatlanta.org to verify any communication.
Your security is our priority — please stay vigilant and protect your personal information.
Share Draft Checking
More Money in Your Pocket, Less Time in Traffic
Sign up for direct deposit and you won’t have to worry about monthly service fees — or cashing checks every payday.
Financial Education
Budgets Can Be Complicated, But We're Here to Help
Our free resources help members of all ages learn about important financial topics — from debt management to identity theft prevention.
Financial Literacy
Financial literacy is the ability to understand and effectively apply financial skills to make informed decisions about managing money, saving, investing, and borrowing. It encompasses knowledge of key financial concepts like budgeting, managing debt, and understanding the time value of money, as well as the ability to apply this knowledge in real-world financial situations.
*Stay tuned for upcoming workshops and webinars.
Community Development
Making Life in Atlanta Better for Everyone
- Helping neighbors in need.
- Giving members more control.
- Supporting local businesses.
