Your house is more than just a home — it’s equity. Use the money you’ve put in your home to access a loan or flexible line of credit for any of your other expenses.
Key Features
-
Competitive Rates1
-
Anytime Funds
-
Revolving Credit
Are you already a member of Credit Union of Atlanta?
For Existing Members: Applications for new loan and share accounts must be submitted through the online banking site or mobile app.
Home Equity Loans
- Convert the equity in your home into cash you can use
- The existing equity in your home is used as collateral backing
- Competitive, fixed interest rates for several short-term or one-time needs1:
- Education expenses
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
- Fixed monthly payment through the life of the loan
- Approval amount based on equity in home
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible2
- Quick, local decision-making and processing in Southwest Atlanta
- Attentive, friendly service from start to finish
Home Equity Lines of Credit (HELOC)
- Turn the equity in your home into ongoing, affordable financing
- Competitive rates for several ongoing or seasonal needs1:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified CUA share account
- The interest paid might be tax deductible2
- Set up automatic payments to be deducted from your account monthly
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
1Subject to credit approval
2Consult a tax advisor regarding the deductibility of interest.
